Rebuild Your Credit. Reclaim Your Life.
Universal Recovery Consultants | Credit & Financial Solutions Rooted in Real-Life Recovery

At Universal Recovery Consultants, we specialize in helping individuals and families rebuild their financial lives after hardship—whether you're in recovery, newly divorced, formerly incarcerated, or simply ready for a fresh start.

We’re not just credit repair specialists. We’re a family in recovery ourselves, which means we bring compassion, clarity, and real-world solutions to every client we serve. Our approach is personal, not transactional—and it’s designed to empower you.

What We Do:

Personal Credit Repair backed by our 100-point improvement warranty

Debt Resolution & Management with tailored support

Business Credit Building & Funding—yes, even if you’ve been denied before

Transparent Process with full access to your progress

Personalized Dispute Strategies designed for real results

Workshops & Credit Education for nonprofits and recovery communities

Why We’re Different:

We meet you where you are—without judgment. From personal recovery to financial recovery, we walk the path with you, offering expert guidance that makes sense and delivers results. We’re more than a service. We’re your partner in rebuilding your future.

Complete the form below to book your free consultation and start your financial comeback with a team that understands your journey.